In the state of New Jersey, thousands of workers get injured each year. If you are one of these employees who was hurt at work, you may be owed benefits under your employer’s workers’ compensation program. After sustaining an injury on the job, you should receive medical treatment. If your employer has not offered to provide you with a doctor’s exam or otherwise is hindering your claim, we recommend contacting our Rahway, NJ workers’ compensation lawyer right away. Our team at Rispoli & Borneo P.C. have seen the extent that employers will go to to prevent a worker from receiving their rightfully owed benefits. Please reach out today so we can help you at this time.
Getting Medical Treatment
The most important thing to do after being injured at work is to see a doctor. Your employer’s workers’ compensation insurance is required to offer you reasonable and necessary medical care. The cost of treatment should be paid fully by the insurance company. However, they can tell you which doctor they want you to see. If you are treated by a physician other than who they authorized, you are at risk of not receiving coverage. If the company denies your treatment request, you can file a Motion for Medical and Temporary Benefits. This puts your case in front of a Workers’ Compensation Judge. If you are dealing with an employer who refuses to get you a doctor’s visit despite informing them about a workplace injury, we urge you to have our dedicated workers’ compensation attorney intervene immediately.
Temporary And Permanent Disability
Workers’ compensation insurance has to pay an injured employee 70% of their weekly wage average for any time missed from work due to the injury. The workers must be out of work for a week consecutively before they can receive temporary disability payments. An insurance company that does not properly calculate the worker’s wages or fails to pay them benefits will be reminded of their responsibility to do so by our team. We can file a motion and negotiate with insurance companies so that the worker gets paid in full. If the employee suffers permanent impairment, they can seek permanent disability payments. These are intended to compensate the employee for the percentage of disability caused by the injury. If you have questions about this, don’t hesitate to contact us for answers.
Rispoli & Borneo P.C.
Workers deserve a doctor’s visit and fair payment for injury sustained at the workplace. Unfortunately, many employers are hesitant to provide care and may intentionally hinder the employee from receiving these benefits. Workers’ compensation programs were created for the worker and employer both, as it is supposed to provide the employee with coverage while preventing litigation against the company. But our NJ workers’ compensation attorney strongly advises having a lawyer alongside you as your claim is being handled. When an employer knows that our team at Rispoli & Borneo P.C. is involved, they are more likely to cooperate fairly for the best interest of the injured worker. If you need help with a situation like this, please contact us as soon as you are able.
If you were injured while on the job, then you are entitled to compensation for certain expenses related to your injury, such as lost income and medical treatment. However, receiving payments for these costs means filing for workers’ compensation benefits provided by your employer. The best way to make sure that you recover the most benefits possible is by working with our Rahway, NJ workers’ compensation lawyer. At Rispoli & Borneo, P.C., we know that a workplace accident can cause substantial injury. It is our goal to see that you receive fair coverage for what you have been through. Contact us today if you would like us to oversee your claim being handled. We will have your best of interest at heart.
Types Of Benefits
When you sustain an illness or injury at work, you may be eligible to receive coverage for medical benefits, temporary total disability benefits, permanent disability benefits, permanent total disability benefits, or death/dependency benefits. Workers’ compensation programs cover medical treatment, hospital services, prescriptions, and rehabilitation that is linked to your workplace injury. Payment for this care is made by the insurance carrier for your employer, the employer if they are self-insured. If you have questions about which type of benefits you are eligible to receive, contact our team as soon as you can.
Disability Payments
Temporary total disability benefits may be provided until you have returned to work, have reached maximum medical improvement, or reached the maximum of 400 weeks. Some workplace injuries may cause someone partial or total permanent disability. If the workplace injury caused the employee to sustain a disability, then they are entitled to receive a monetary award until they return to work. However, some injuries may be severe and prevent someone from returning to work in any capacity.
Death/Dependency Benefits
If a worker loses their life due to a workplace injury or illness, their dependents may receive benefits along with $5,000 for funeral expenses. The amount of benefits provided will depend on the weekly earnings of the deceased and paid at a rate of 70% of average weekly wages, subject to minimum and maximum state rates. If you are a dependent of someone who passed away while on the job, then contact our dedicated workers’ compensation attorney about obtaining justice in the matter.
Rispoli & Borneo, P.C.
Employers owe a duty of care to their workers to keep the workplace as safe as possible and free from hazards. While New Jersey workers’ compensation programs do not necessarily focus on fault, you deserve payment for the injury or illness you sustained because of the workplace. At Rispoli & Borneo, P.C., we take seriously cases related to workers’ compensation benefits. We know that people get taken advantage of when they don’t realize how much they are actually owed. Please let our NJ workers’ compensation attorney advocate for you and make sure that your claim is handled respectfully. We are ready to intervene for your benefit right away.